It’s been a l-o-n-g time since Kris and I gave an update on our garden project. I’ve been too wrapped up in writing a book to pay attention to anything else. Now that I’ve pulled my head out of the sand, I can finally devote some time to other projects — like the garden. To ...

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Car title Loans: What are they and how can I use them? Emergency Funds What do you do in a situation when you need funds urgently? Cases are mostly seen, where people approach banks for a loan, and are successful at it. However, they will have to complete the lengthy paperwork that the bank requires. They may ...

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Since I am expanding my portfolio to beyond just IRAs and 401ks, I will need to move my more tax-inefficient investments like bonds into those tax-deferred accounts. This way, I’ll put more of my stocks in plain taxable account which can be taxes at the more favorable long-term capital gains rates. Fidelity is my ...

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Reorganization or liquidation process is what bankruptcy is referred to. Bankruptcy is finished in federal court to erase the debt that people or businesses have. People want to qualify for total debt elimination. You can pay off some of what you owe instead. Some choose to liquidate what they own. A portion of your debt ...

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The State of the Mortgage Loan Industry Perhaps you have heard how difficult it is to secure a home mortgage in today’s economy. You may have even heard that home loans are so difficult to secure that many people should not bother with the process. These are rumors, and they are patently untrue. The way of mortgages ...

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